Terms of Service

The use of this application and/or site or any other site owned or maintained by khandiclover health, a division of khandiclover Inc., a corporation organized and existing under the laws of Ontario, Canada (“khandiclover”), is governed by the policies, terms, and conditions set forth below. Please read them carefully. Your use of this site signifies your acceptance of the terms and conditions set forth below. Your order placed on this site signifies your acceptance of the terms and conditions set forth below.

Table of Content

- Privacy & Security Disclosure
- Payment Methods
- Service Policy
- Refund Policy
- Third-Party Interactions
- Order Disclaimer
- Chargebacks
- FTC Disclosures
- Product Disclaimers / Disclaimers of Warranty
- Limitation of Liability
- Notice
- Modification to Terms
- General
- Definitions

Privacy & Security Disclosure

khandiclover's privacy policy may be viewed at www.khandicloverhealth.com. khandiclover reserves the right to modify its privacy policy at its reasonable discretion from time to time.

Payment Methods

We accept credit and debit cards issued in Canada and the U.S.:
- Visa
- MasterCard
- American Express

When placing an order online, you will need:
 - The address the card's statement is sent to (billing address).
- The card number and expiration date.
- The 3- or 4-digit code found only on the card (CVV2 code).  

Credit card orders can be placed online over our TLS 1.2 encrypted connection. The same credit card may be used only three (3) times in one processing day.

You are entering into a legally binding agreement with khandiclover Inc. The official website for khandiclover Inc., and its affiliates is www.khandicloverhealth.com. khandiclover Inc. has the registered office address:  

khandiclover Inc.
18 King Street East,
Suite 1400
Toronto, Ontario, M5C 1C4
support@khandiclover.com

Service Policy

All services are processed within 2-3 business days. Services are not provided on weekends or holidays. If we are experiencing a high volume of requests, responses may be delayed by a few days. If there will be a significant delay in service, we will contact you via email.

Refund Policy

You may request a refund of any amounts charged by contacting customer service at support@khandiclover.com. If for any reason you are not completely satisfied with any khandiclover services purchased directly from khandiclover via our website, you may request a refund within 30 days from the date of service for a full refund. Refunds will be made to the credit card with which the payment was made. You will need the following to make your request for a refund:

- The person who paid must request the refund with proof of purchase

Your refund includes only the cost of the service. It does not include any additional fees or costs associated with the service.

Third-Party Interactions

During use of the khandiclover Website, you may enter into correspondence with, purchase goods and/or services from, or participate in promotions of advertisers or sponsors showing their goods and/or services through the Website. Any such activity, and any terms, conditions, warranties, or representations associated with such activity, is solely between you and the applicable third party. khandiclover shall have no liability, obligation, or responsibility for any such correspondence, purchase, or promotion between you and any such third party. khandiclover provides links to third-party sites for your convenience only and does not endorse or take responsibility for the content, products, or other materials on or available from such sites.

Order Disclaimer

Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order. khandiclover reserves the right to accept or deny service to anyone for any reason. khandiclover reserves the right to require additional information before processing any order.

Chargebacks

A “chargeback” is the reversal of a transaction that comes directly from the bank. Rather than contacting khandiclover for a refund, an account holder asks the bank to forcibly take money from khandiclover's account. Chargebacks jeopardize khandiclover's merchant provider. If a khandiclover account holder requests a chargeback, the account is immediately terminated along with any additional khandiclover accounts containing information associated with the chargeback. Any commissions associated with those accounts will be removed and the account holder(s) are prohibited from creating any new account with khandiclover. If you encounter potentially erroneous charges or need to request a refund, please contact support@khandiclover.com.

FTC Disclosures

As a participant in the khandiclover program, all coaches will be required to acknowledge the FTC disclosure for participation in the program.

Product Disclaimers / Disclaimers of Warranty

KHANDICLOVER MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, TRUTH, AVAILABILITY, ACCURACY, OR COMPLETENESS OF ANY INFORMATION ON THIS SITE. KHANDICLOVER DOES NOT REPRESENT OR WARRANT THAT (A) THE USE OF THE SITE WILL BE SECURE, TIMELY, UNINTERRUPTED, OR ERROR-FREE OR OPERATE IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SYSTEM, OR DATA, (B) THE SITE OR KHANDICLOVER'S SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (C) ANY STORED DATA WILL BE ACCURATE OR RELIABLE, (D) THE QUALITY OF ANY SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, (E) ERRORS OR DEFECTS WILL BE CORRECTED, OR (F) THE SERVICE OR THE SERVER(S) THAT MAKE THE SERVICE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE SERVICE AND ALL CONTENT IS PROVIDED TO YOU STRICTLY ON AN “AS IS” BASIS. ALL CONDITIONS, REPRESENTATIONS, AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW BY KHANDICLOVER. Tao A.I. and its variations are AI-powered chatbots designed to provide information and support in health, fitness, and nutrition. However, they are not a substitute for professional coaching or personalized advice. Tao A.I. is distinct from Pheing Ngo, and while we strive for accuracy, we cannot guarantee it. By using Tao A.I., you acknowledge and agree to our terms of service, as well as our privacy policy.

Limitation of Liability

IN NO EVENT SHALL EITHER PARTY'S AGGREGATE LIABILITY EXCEED THE AMOUNTS ACTUALLY PAID BY AND/OR DUE FROM YOU IN THE 3-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM. IN NO EVENT SHALL EITHER PARTY BE LIABLE TO ANYONE FOR ANY INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL, OR OTHER DAMAGES OF ANY TYPE OR KIND (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE, OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THIS SITE, INCLUDING BUT NOT LIMITED TO THE USE OR INABILITY TO USE THE SITE, OR FOR ANY CONTENT OBTAINED FROM OR THROUGH THE SITE, ANY INTERRUPTION, INACCURACY, ERROR OR OMISSION, REGARDLESS OF CAUSE IN ANY INFORMATION CONTAINED HEREIN, EVEN IF THE PARTY FROM WHICH DAMAGES ARE BEING SOUGHT HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Certain jurisdictions may not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the exclusions set forth above may not apply to you.

Notice

khandiclover may give notice by means of a general notice on the www.khandicloverhealth.com website, electronic mail to your e-mail address on record in khandiclover's account information, or by written communication sent by first-class mail or pre-paid post to your address on record in khandiclover's account information. Such notice shall be deemed to have been given upon the expiration of 48 hours after mailing or posting (if sent by first class mail or pre-paid post) or 24 hours after sending (if sent by e-mail). You may give notice to khandiclover (such notice shall be deemed given when received by khandiclover) at any time by letter delivered by nationally recognized overnight delivery service or first-class postage prepaid mail to khandiclover at the following address: 18 King Street East, Suite 1400 Toronto, Ontario, M5C 1C4, Canada, in either case addressed to the attention of the Legal Department.

Modification to Terms

khandiclover reserves the right to modify the terms and conditions of this Agreement or its policies relating to its services at any time, effective upon posting of an updated version of this Agreement on the www.khandicloverhealth.com website. You are responsible for regularly reviewing this Agreement. Continued use of the Service after any such changes shall constitute your consent to such changes.

General

This Agreement shall be governed by the laws of Ontario, Canada, and any disputes, actions, claims, or causes of action arising out of or in connection with this Agreement or the Service shall be subject to the exclusive jurisdiction of the courts located in Ontario. If any provision of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the invalid or unenforceable provision(s), while all other provisions remain in full force and effect. No joint venture, partnership, employment, or agency relationship exists between you and khandiclover as a result of this agreement or use of this Website. The failure of khandiclover to enforce any right or provision in this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by khandiclover in writing. This Agreement, together with any applicable Form and policies, comprises the entire agreement between you and khandiclover and supersedes all prior or contemporaneous negotiations, discussions, or agreements, whether written or oral, between the parties regarding the subject matter contained herein.

Definitions

As used in this Agreement and in any Order Forms now or hereafter associated herewith: “Agreement” means these online terms of use, any Order Forms, whether written or submitted online via the www.khandicloverhealth.com website, and any materials available on the khandiclover website specifically incorporated by reference herein, as such materials, including the terms of this Agreement, may be updated by khandiclover from time to time in its sole discretion; “Effective Date” means the earlier of either the date this Agreement is accepted by selecting the “I Accept” option presented on the screen after this Agreement is displayed, the Effective date on the subscription form, or the date you begin purchasing services from this site; “Order Form(s)” means the form evidencing your purchase from this site and any subsequent order forms submitted online or in written form, each such Order Form to be incorporated into and to become a part of this Agreement (in the event of any conflict between the terms of this Agreement and the terms of any such Order Form, the terms of this Agreement shall prevail); “khandiclover” and " khandiclover health" means collectively khandiclover Inc., a corporation organized and existing under the laws of Ontario, Canada, together with its officers, directors, shareholders, employees, agents, and affiliated companies.